Banks & Credit Unions
Bank of America: Announced assistance available to furloughed Federal employees. Call the priority assistance line at 844-219-0690.
Chase Bank: Efforts to help U.S. government employees affected by the shutdown. Special line: 1-888-356-0023.
Congressional Federal Credit Union: Relief Line of Credit and assistance programs available. Call 800-491-2328 or visit a branch.
FedChoice: Offering several options to assist existing and new members.
Interior Federal Credit Union: Special interest-free loan (up to $15,000, interest-free for 30 days). Call 800-914-8619.
Navy Federal Credit Union: Offering a special loan program. Call 1-888-842-6328.
PayPal: $25 million allocated for interest-free cash advances to furloughed Federal workers.
Existing customers: 1-877-689-1975 | New applicants apply online, then call after approval.
U.S. Bank: Waiving late fees on missed mortgage payments; deferring first payments for new mortgages.
U.S. Employees Credit Union: Offering shutdown loans until January 15th. Call 312-922-5310.
Truist Bank: Programs in place to help clients affected by the shutdown.
Synchrony Bank: Allowing affected customers to defer payments. Handles cards for Amazon, Lowe’s, Walmart, JCPenney, and more.
Union Plus: For union members. Call 800-472-2005 for:
$300 Furlough Grant (eligible cardholders)
Mortgage Assistance Loan & $300 Grant\
Grace periods for Union Plus Life, Accident, and Auto Insurance.
Wells Fargo: Offering multiple shutdown assistance options depending on your account type.
USAA: Offering deferments for all loans and credit card payments.
TD Bank: TD Bank activated the TD Cares program to help those whose federal benefits are impacted by the U.S Government shutdown.
Regions Bank: offers support including qualified deposit account fee refunds (such as overdraft fees), a one-time penalty-free CD withdrawal, loan payment assistance, payment deferrals for current credit card holders, and a special fixed-rate unsecured personal loan under $5,000 with a 60-day deferred first payment.
Furlough Grants
FEEA-NARFE: Offering $100 grants to active federal employee members not receiving pay during the shutdown. Apply at the FEEA website. (Currently Paused)
Thrift Savings Plan (TSP)
TSP Plan News and Announcements: Loan payments can be suspended during non-pay status with no documentation required.
Call the Thrift Line at 1-877-968-3778.
Auto & Financial Services
Toyota Financial Services & Lexus Financial Services: Eligible customers may defer or extend payments for up to two months. Toyota: 800-874-8822 Lexus: 800-874-7050
Hyundai Capital: 30-day loan and lease payment extensions for furloughed employees. Call 1-800-523-4030.
Kia Motors Finance: 30-day deferred payments. Call 1-866-331-5632.
Ford Credit, GM Financial, & Mercedes-Benz Financial Services: Providing options such as payment deferrals and late fee waivers (contact directly for details).
Mobile Service Providers
AT&T: Adjusting late fees, providing extensions, and revising payment schedules.
Sprint: Offering short-term payment solutions. Call 1-888-211-4747.
T-Mobile: Short-term assistance and payment spreading options. Call 1-877-746-0909 or 611 from a T-Mobile device.
Verizon: Flexible payment options and “Promise to Pay” program. Call 1-866-266-1445.
Rental & Housing Assistance
National Rental Home Council: Deferred rent payments and no late fees for furloughed renters.
OPM Sample Letters: Templates available for contacting landlords, mortgage lenders, and utility companies to request help.
National Apartment Association: NAA is providing resources for our affiliate partners and members to assist in managing through the shutdown.
Food Assistance
Feeding America: Nationwide network of 200 food banks and 60,000 partner pantries serving Federal employees affected by the shutdown.
Your School District: Notify the district of your furlough to qualify for free breakfast and lunch for your children.
Home, Auto & Life Insurance Relief
MetLife: 30-day grace period on auto and home policy payments. Call 1-800-GET-MET8.
Fidelity & Guaranty Life Insurance Company: Waiving insurance charges for 30 days for AFGE members.
Policies starting with “Y”: 844-800-9146
All other policies: 888-513-8797
Other Notable Assistance
Rent-A-Center (Benefits Plus Membership): Members may qualify for payment waivers (up to four months or $1,000) due to involuntary unemployment.
National Freebie Offers
U.S. Office of Personnel Management: Federal employees may be eligible for unemployment compensation through state unemployment insurance programs. Eligibility varies by state.